All personal and financial information acquired by Prudential Borrowing is used to process your loan. We will never rent, sell, or share any personal information to third party marketers and will only share information that is required to close your loan.
From time to time we may use third party advertising companies, to serve ads on our behalf across the Internet. Such advertising companies may collect anonymous information about your visits to our Web site and your interaction with our ads. For instance, it may keep track of how many of our ads you had seen before visiting our site. This is primarily accomplished through ad-serving software, including cookies and Action Tags (commonly referred to as a Web Beacons or GIF tags), which we place on various places within our Web site.
None of Prudential Borrowing’s contracted advertising companies collect personally identifiable information through the use of ad-serving software or technologies. From time to time, we may share anonymous information with our advertising companies in an aggregate form, for purposes of analysis and improvement of our site.
Prudential Borrowing’s contracted advertising companies may use information about your visits to this and other Web sites in order to provide ads about goods and services of interest to you.
Prudential Borrowing also partners with other third parties to provide specific services required in the processing of your loan. The information that is shared with our third parties is done so in order to acquire credit reports, appraisals, titles and lending. We share names, or other contact information that is necessary for the third party to provide these services. These third parties are not allowed to use personally identifiable information except for the purpose of providing these services.
Some of the Information Provided by You and Collected by Prudential Borrowing:
• Client name, address, employment history, income, credit balances, property insurance coverage and other representations made by the client.
• Client payment history, account balance and other transactional information.
• Information obtained from consumer credit-reporting agencies (including credit history and creditworthiness).
Prudential Borrowing takes every precaution to protect our users’ information. When users submit sensitive information via the Web site, their information is protected both online and off-line. When our application form asks users to enter sensitive information, it is encrypted and is protected with the best encryption software in the industry – SSL (Secure Sockets Layer). While on a secure page, the lock icon on the bottom of Web browsers such as FireFox and Microsoft Internet Explorer becomes locked.
By submitting your name, email address and phone number anywhere on PrudentialB.com you will receive phone calls and emails regarding your interest in Prudential Borrowing. If Prudential Borrowing receives your information through such third party brokers, you will receive phone and email correspondence regarding your interest in a mortgage. Prudential Borrowing will contact you via email and phone during your loan process as needed to complete your loan. We may also contact you in the future to provide information regarding other financial or consumer products that we feel may interest you. You may opt-out of any correspondence which is not directly linked to your transaction by clicking on the manage email subscriptions link in any non-transactional email. Customers may not opt-out of emails directly related to their transaction with Prudential Borrowing.